FHA Loans
FHA loans are an attractive option, especially for first-time homeowners because they are insured by the Federal Housing Administration (FHA). FHA Loans are available for the Purchase or Refinance of a Primary Residence Home.
FHA Loans are Insured by the U.S. Government Department of Housing and Urban Development (HUD). These Loans are granted with possibly the most Liberal Loan Guidelines and Requirements of any Loan Programs offered in the Mortgage Banking Industry.
FHA Loans require a Down Payment of 3.5% of the purchase price.
Additional Benefits of FHA Financing are as follows:
- Lower Credit Scores (580) and in some cases no credit scores are acceptable
- Alternative Credit (Rent, Insurance, Utilities, etc.) can be considered for those with little or no credit reported to the Major Credit Bureaus
- Seller can contribute up to 6% to Closing Costs
- Gift Funds are Acceptable for Down Payment and Closing Costs
- First Time Home Buyers are Welcome and in most cases are best suited for FHA Financing
- Manufactured Homes are Eligible
There is no Better Time to look into Home Ownership than Right Now. I look forward to showing Buyers how Easy and Convenient it is to Own Your Own Home NOW.
Sincerely,
Norris D. Aikens
FHA Loans are backed by the U.S. Department of Housing and Urban Development (HUD) and feature some of the most liberal loan requirements in the mortgage industry.
With just 3.5% down, homeownership is more accessible than ever — even for buyers without perfect credit or extensive savings.
From manufactured homes to single-family residences, FHA loans are ideal for first-time buyers looking for an easy, affordable way to enter the market.
Explore FHA Home Loans
FHA loans are an attractive option, especially for first-time homeowners, because they’re insured by the Federal Housing Administration (FHA). Available for both the purchase and refinance of a primary residence, FHA loans offer some of the most flexible guidelines in the mortgage industry.
- Lower credit score requirements (580+ accepted — and sometimes no score needed)
- Alternative credit (rent, insurance, utilities) can be used
- Sellers can contribute up to 6% toward closing costs
- Gift funds are allowed for both down payment and closing costs
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