USDA Loans
USDA Loans are offered by the U.S. Department of Agriculture Rural Development Guaranteed Housing Loan Program.
This Loan Program is Guaranteed by the USDA and offered in Eligible Rural Development Areas as well as certain Suburban Areas for Purchase and Refinance of a Primary Residence Home with No Money Down.
This Home Loan Program is designed for persons of Moderate Income, therefore certain Income Restrictions do apply.
For information regarding Location Eligibility and Income Limits for the USDA Loan Program, please Click Here and enter property address information as prompted.
Additional Benefits of this Loan Program are:
- Discounted Interest Rates
- Discounted Mortgage Insurance
- Manufactured Homes are Eligible
- Seller can Contribute up to 6% of purchase price to Closing Costs
I look forward to Navigating Borrowers through the Eligibility Requirements to make certain they qualify fully for the USDA Loan Program as it relates to the purchase or refinance of their Piece of the American Dream.
Sincerely,
Norris D. Aikens
This program is designed for moderate-income borrowers. Income limits apply, and properties must be located in USDA-eligible areas.
USDA Loans can be used for both home purchase and refinance of an existing primary residence. They offer flexible terms and reduced upfront costs.
I’m here to help you navigate every detail of this program — from eligibility to closing — so you can move into your home with confidence and clarity.
Your Path to Homeownership with No Money Down
USDA Loans are offered by the U.S. Department of Agriculture Rural Development Guaranteed Housing Loan Program. This unique loan is guaranteed by the USDA and made available in eligible rural and select suburban areas for the purchase or refinance of a primary residence — with no down payment required.
- Discounted Interest Rates
- Discounted Mortgage Insurance
- Manufactured Homes are Eligible
- Seller Contributions up to 6% Toward Closing Costs
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